Terms and Conditions

1.1 Agreement formation

These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“User”, “you”, or “your”) and STATR REAL ESTATE AI LTD, a company incorporated under the laws of the Republic of Cyprus (“StatR”, “Company”, “we”, “us”, or “our”).

These Terms explain how you may use the StatR web platform at https://www.statr.co/en and any of its content, features, and related services (the “Platform”).

You should read these Terms carefully before using the Platform. By accessing or using the Platform or otherwise indicating your consent, you agree to be bound by these Terms. If you do not agree with any of these Terms, you should stop using the Platform immediately.

These Terms apply to all parts of the Platform, its functionality, and content provided to you. These Terms, together with our Privacy Policy and Cookies Policy, form the entire agreement between you and us in relation to its subject matter. You acknowledge that you have not relied on any statement, promise, representation, assurance, or warranty that is not set out in these Terms.

If you would like these Terms in another format (for example: audio, large print, or braille), please contact us using the contact details set out at the end of these Terms.

1.2 About us

We are STATR REAL ESTATE AI LTD, a private limited liability company registered in Cyprus with the Registrar of Companies under registration number HE 492105 and having our registered address at Spyrou Kyprianou 41-43, Larnaka, Cyprus.

For any questions about the Platform, please contact us by email at info@statr.co or by telephone at +357 97499995.

1.3 Nature of the Platform — we are a technology provider, not a real estate agency

StatR is a technology platform and advertising/lead generation service provider. StatR is not and should not at any time be construed or operate as a real estate agency, estate agent, property broker, intermediary, consultant, or licensed real estate professional in Cyprus, Greece, Israel, or any other jurisdiction.

The Platform provides technology services including AI-powered property matching, user profiling, property information display, lead generation, and related digital advertising tools. The Platform connects individuals seeking to look into property with real estate Developers for advertising and lead generation purposes only.

StatR does not:

• act as an agent, broker, or intermediary for any party in respect of any real estate transaction;
• negotiate or conclude property transactions on behalf of any party;
• hold, manage, or deal with client money;
• represent sellers, users, landlords, or tenants;
• conduct property valuations or formal due diligence;
• provide legal, investment, financial, tax, immigration, or any other professional advice;
• guarantee the accuracy, completeness, or currency of any property information displayed on the Platform;
• charge or accept fees from Property Seekers for facilitating transactions.

All property information displayed on the Platform is provided by Developers or third-party sources for advertising purposes. StatR is an advertising and technology platform only.

1.4 Legal capacity

You represent and warrant that:

• you are at least 18 years of age or the legal age of majority in your jurisdiction;
• you have the legal capacity and authority to proceed and agree with these Terms; and
• if you are representing a company or organization, you have the necessary authority to bind such entity to these Terms.

1.5 Modifications

We reserve the right to modify these Terms at any time. Material changes will be communicated through the Platform or via email notification at least 30 days before becoming effective. Continued use of the Platform after such modifications constitutes acceptance of the revised Terms.

1.6 Additional documents

These Terms incorporate by reference our Privacy Policy, Cookies Policy, and any service-specific agreements. In case of conflict, these Terms shall prevail unless specifically stated otherwise.

• "AI System" means the artificial intelligence, machine learning, and related algorithms used by StatR to analyze user data and generate property match recommendations.
• "Developer" means any real estate developer, project owner, or property company that advertises property projects on the Platform and/or provides project information for display to Property Seekers.
• "Lead" means the contact details or expression of interest of a Property Seeker that is communicated to a Developer following a match or inquiry through the Platform, for advertising purposes.
• "Personal Data" has the meaning ascribed to it under applicable data protection laws, including the General Data Protection Regulation (EU) 2016/679.
• "Platform" means the StatR website at https://www.statr.co/en, web application, and all related services, features, and functionalities.
• "Property" means any real estate project, development, or unit advertised by a Developer on the Platform in Cyprus, Greece, Israel, or such other jurisdictions as may be added from time to time.
• "Property Seeker" means any individual or entity accessing the Platform to discover, research, or inquire about Property opportunities, whether for own use, investment, or any other purpose.
• "Prospective Developer" means any real estate developer, project owner, or property company that is not yet a registered Developer on the Platform but may receive limited lead summaries from StatR for the purpose of exploring potential collaboration and responding to a specific Property Seeker enquiry.
• "StatR Matching Score" means the algorithmic compatibility score generated by the Platform's AI System indicating the degree of alignment between a Property Seeker's profile and preferences and a Developer's property listing.
• "User" means any person or entity accessing or using the Platform, including Property Seekers and Developers.
• "User Content" means any data, information, profiles, property listings, assessments, communications, or other content provided by Users through the Platform.
• "User Score" means the internal engagement and qualification score generated by the Platform based on a Property Seeker's interaction with StatR, used to help Developers understand how engaged and informed the Property Seeker is about a particular Property. The User Score is not a credit score, financial rating, legal assessment, or suitability determination and must not be relied upon as such.

3.1 Service description

StatR operates an AI-powered property discovery and lead generation platform that connects Property Seekers with real estate Developers in Cyprus, Greece, Israel, and other jurisdictions as may be added to the Platform from time to time. Our core services include:

• AI Property Matching: algorithmic matching of Property Seeker profiles with Developer property listings based on user preferences, budget, location, and other criteria;
• User Profiling: AI conversation and questionnaire tools to capture Property Seeker preferences and generate user profiles;
• Property Listings: display of Developer-provided property project information, brochures, images, floor plans, pricing, and availability data;
• Lead Generation: facilitation of introductions between Property Seekers and Developers for advertising purposes;
• ROI Context and Market Information: display of general market information, estimated rental yield context, and financing information, provided for informational purposes only and not as investment advice;
• Communication Tools: messaging and inquiry functionality to connect Users with Developers;
• Favourites and Comparison: tools allowing Property Seekers to save, compare, and review property listings.

3.2 Advertising and lead generation nature of services

The Platform operates exclusively as a digital advertising and lead generation technology service. Property listings on the Platform are advertisements placed by Developers. The introduction of a Property Seeker to a Developer through the Platform is a lead generation activity only and does not constitute or imply any brokerage, agency, intermediary, or advisory relationship between StatR and any User.

StatR does not verify, audit, or guarantee the accuracy, legality, availability, or suitability of any Property listing, Developer representation, or pricing information displayed on the Platform. All property information is provided by Developers and displayed on an “as provided” basis.

3.3 Platform availability and restrictions

While we strive for continuous availability, the Platform is provided on an “as available” basis. We do not guarantee uninterrupted access and reserve the right to modify, suspend, or discontinue services for maintenance, updates, or other operational reasons.

The Platform is not intended to be used by minors. Persons under 18 years of age are strictly prohibited from registering with or using the Platform.

You agree that you are solely responsible for all costs and expenses you may incur in relation to your use of the Platform.

We make no promise that the Platform is appropriate or available for use in all locations. You acknowledge you are using the Platform at your own initiative and are responsible for compliance with local laws where applicable.

As a condition of your use of the Platform, you agree not to:

• misuse or attack our Platform by knowingly introducing viruses, trojans, worms, logic bombs, or any other material which is malicious or technologically harmful;
• attempt to gain unauthorised access to our Platform, the server on which our Platform resides, or any server, computer, or database connected to our Platform;
• use the Platform in any manner inconsistent with applicable laws and regulations;
• transmit chain letters, spam, or junk email to other Users or to us;
• modify, copy, adapt, sublicense, translate, sell, reverse engineer, or create derivative works from any portion of the Platform or its software;
• harvest or collect personal information about other Users without express written consent;
• use any robot, spider, or automated device to retrieve, index, "data mine", or scrape the Platform or its contents;
• express or imply that any statements you make are endorsed by us without our express prior written consent.

3.4 Third-party integrations

The Platform may integrate with or incorporate content from third-party services, data sources (including property market data services, news APIs, ROI analysis tools, and OpenAI API), and applications. We are not responsible for the availability, accuracy, functionality, or terms of use of such third-party services.

4.1 Account registration

To access certain Platform features, you must create an account by providing accurate, complete, and current information. You are responsible for:

• maintaining the security and confidentiality of your account credentials;
• all activities that occur under your account; and
• promptly notifying us of any unauthorized access or security breaches.

We may prevent or suspend your access to the Platform if you do not comply with these Terms or any applicable law. It is prohibited to disclose account details to a third party.

During registration, you must provide genuine, accurate, and complete information and maintain it up to date. If you provide false information, we have the discretion to block and/or remove such account.

We are not obliged to permit anyone to register with the Platform and we may refuse, terminate, or suspend registration to anyone at any time.

4.2 Account types

We offer two primary account types:

• Property Seeker Accounts: for individuals or entities seeking to discover, research, or inquire about property opportunities;
• Developer Accounts: for real estate developers, project owners, or property companies wishing to advertise property projects on the Platform.

4.3 Verification requirements

We may require identity verification, professional credentials, or company validation before granting full access to Platform features. Failure to provide requested verification may result in limited functionality or account suspension.

4.4 Prohibited users

The following individuals and entities are prohibited from using the Platform:

• persons under 18 years of age;
• users previously terminated for Terms violations;
• competitors seeking to access proprietary information;
• users engaged in fraudulent or deceptive practices;
• any person or entity that is prohibited from using the Platform under applicable law.

5.1 Profile creation

Property Seekers may create profiles that include, amongst other:

• income range, budget, and financing preferences;
• location and property type preferences;
• user intent (own use, investment, or otherwise) and purchase timeline;
• nationality and country of residence;
• any other preference information provided through the AI conversation or questionnaire tools on the Platform.

5.2 Accuracy of information

Property Seekers represent and warrant that all profile information provided is:

• accurate, complete, and truthful;
• regularly updated to reflect current circumstances;
• not misleading or fraudulent; and
• compliant with applicable laws and regulations.

5.3 AI matching and property recommendations

Property Seekers understand that:

• the StatR AI System provides property recommendations based on profile data and Developer listings;
• matching scores and recommendations are generated by algorithms and are indicative only; they are not guarantees of suitability, availability, value, or any other property attribute;
• property information displayed is sourced from Developers and may not be complete, current, or verified by StatR;
• multiple factors influence matching beyond algorithmic scores; and
• all property information must be independently verified with the relevant Developer and qualified professionals before reliance.

5.4 No advice provided — independent professional advice

Important: StatR does not provide, and nothing displayed on the Platform constitutes, legal advice, investment advice, financial advice, mortgage or financing advice, tax advice, immigration advice, due diligence, property valuation, or any other form of professional advice of any kind.

Any property information, ROI context, financing context, market data, or other content displayed on the Platform is provided for general informational and advertising purposes only. It has not been tailored to your specific financial situation, objectives, risk tolerance, or circumstances.

Before making any property acquisition, investment, or financial decision, Property Seekers are strongly advised to:

• engage a qualified and licensed legal advisor in the relevant jurisdiction to review all legal aspects of any proposed transaction, including title, planning, permitting, and contractual terms;
• engage a qualified and independent financial advisor or investment advisor regarding the financial suitability of any property investment;
• engage a qualified and independent mortgage broker or lender if financing is sought;
• engage a qualified and licensed tax advisor regarding the tax implications of any property acquisition or investment in the relevant jurisdiction(s);
• engage a qualified property valuer for an independent valuation;
• conduct appropriate due diligence on the Developer, the project, and the property;
• seek independent legal advice regarding any immigration, residency, or permit implications of property ownership.

StatR expressly disclaims any liability for any decision made by a Property Seeker in reliance on any information displayed on the Platform.

5.5 Consent to lead generation and Developer contact

By creating a profile and using the Platform's matching or inquiry features, Property Seekers acknowledge and consent that:

• their profile information and contact details may be shared with Developers whose property projects are matched to their profile, for advertising and lead generation purposes;
• they may be contacted directly by Developers or their representatives regarding matched properties;
• StatR's role in any such introduction is limited to advertising and lead generation technology; StatR is not a party to any communications, negotiations, or transactions between Property Seekers and Developers.

In some cases StatR may initially contact a Prospective Developer that is not yet formally onboarded to the Platform by sending a limited lead summary that includes only partially masked contact details and information about the relevant Property. This limited lead summary is sent solely to assess whether the Prospective Developer wishes to respond to your enquiry and/or explore onboarding to StatR. If the Prospective Developer indicates interest (for example by clicking an “Interested in this lead” button or replying to StatR's email), StatR may then share your full contact details and enquiry context with that Prospective Developer so that they can contact you directly. By submitting an enquiry through the Platform, you expressly consent to this two-step lead sharing process and understand that your contact details may be shared with both Developers and Prospective Developers in the manner described in this clause.

Property Seekers may withdraw consent for sharing with Developers at any time by deleting their profile and/or account in accordance with the Privacy Policy.

6.1 Permitted use

Developers may use the Platform to:

• list and advertise genuine property projects and units;
• receive matched Property Seeker leads generated by the Platform's AI System;
• access Platform analytics and reporting features;
• communicate with Property Seekers who have expressed interest through the Platform; and
• access Platform tools for project profile management and lead management.

6.2 Property listing requirements

All property listings and related content submitted by Developers must:

• represent genuine and lawfully available property projects or units;
• comply with all applicable advertising, property, consumer protection, and anti-discrimination laws in each relevant jurisdiction;
• include accurate, current, and complete project descriptions, pricing, availability, payment plans, and material information;
• not contain misleading, false, or deceptive information;
• respect all applicable intellectual property rights;
• have all required permits, approvals, and authorizations in the relevant jurisdiction; and
• be updated promptly when material information changes (including availability and pricing).

StatR reserves the right to remove or reject any property listing that does not comply with these requirements or that StatR, in its sole discretion, considers inappropriate.

6.3 Developer representations and warranties

Developers represent and warrant that:

• they are duly authorized to advertise and sell the properties listed on the Platform;
• all property information provided is accurate, complete, and not misleading;
• all required permits, planning permissions, and construction approvals are in place or will be obtained as required;
• they comply with all applicable real estate licensing, consumer protection, and advertising laws in each jurisdiction in which they operate; and
• they will handle all Property Seeker Personal Data received through the Platform in compliance with applicable data protection laws including GDPR.

6.4 Lead data usage

Developers acknowledge and agree that:

• Property Seeker Personal Data received through the Platform may only be used for legitimate property advertising and sales contact purposes in respect of the matched property;
• data must not be used for unrelated marketing purposes or shared with third parties without explicit consent;
• all applicable data protection laws must be observed;
• Property Seekers retain ownership of their personal information; and
• Developers are the Data Controllers in respect of all Property Seeker Personal Data received and remain solely responsible for ensuring lawful processing of such data.

Where StatR sends a limited lead summary to a Prospective Developer, such Prospective Developer agrees (by accessing or using StatR lead data) to use that lead information solely for replying to the specific property enquiry, assessing potential collaboration with StatR, and complying with applicable data protection laws. Prospective Developers must not store, resell, transfer, or otherwise reuse lead data for unrelated marketing or profiling without obtaining their own valid consent directly from the Property Seeker.

6.5 No agency relationship

StatR is not and shall not be considered a real estate agent, broker, intermediary, or representative of any Developer. The listing of properties on the Platform by Developers is an advertising service only. StatR does not act on behalf of Developers in any capacity in relation to property transactions, negotiations, or sales.

6.6 Regulatory compliance — not a licensed real estate intermediary

Notwithstanding anything to the contrary herein, StatR shall not at any time be considered or act as a licensed real estate agent, broker, estate agent, licensed intermediary, or equivalent under the Real Estate Agents Law of Cyprus (Law 71(I)/2010 as amended), or under equivalent real estate agency, brokerage, or intermediary licensing legislation in Greece, Israel, or any other jurisdiction.

StatR does not engage in mediation, brokerage, or direct or indirect placement services in respect of real estate transactions, nor does it undertake any procedures relating to property transaction facilitation, negotiation, or completion on behalf of any party; all activities performed under these Terms are strictly limited to the provision of platform-based advertising technology, AI-powered matching tools, lead generation, analytics, and related technology services, in accordance with the laws and regulations applicable to technology and advertising platforms.

Developers are solely responsible for ensuring that their own activities and the activities of their sales agents comply with all applicable real estate licensing and regulatory requirements in each jurisdiction in which they operate.

7.1 Algorithm functionality

The StatR AI System analyses multiple dimensions to generate property match scores and recommendations, including:

• Property information: project details, brochures, images, floor plans, unit availability and pricing, payment plans, amenities, construction status, location, permits, and social media links;
• User profile: income range, location preferences, user intent, budget, financing needs, purchase timeline, type and size of property sought; and
• Behavioral data: interaction patterns, saved properties, search filters, and feedback.

7.2 AI-generated content disclaimer

Portions of the Platform's services utilise OpenAI technologies or other artificial intelligence models to generate content, facilitate search, recommendations, matching, and other automated outputs. AI-generated content is provided “as is” and without warranty of any kind, express or implied. StatR, its licensors (including OpenAI), and affiliates make no representation or guarantee regarding the accuracy, completeness, timeliness, or suitability of AI-generated outputs. AI-generated content is intended as a tool to assist users and does not constitute professional advice of any kind. Users are responsible for independently verifying all information and exercising their own judgment prior to making any decisions.

Any StatR Matching Score, User Score or similar indicator displayed or communicated by the Platform is purely informational, based on internal algorithms and available data at the time of generation. These scores do not constitute credit assessments, financial advice, or suitability determinations, and must not be relied upon as a basis for any investment, financing, or legal decisions.

7.3 Algorithmic transparency

In compliance with applicable regulatory requirements:

• StatR provides general information about algorithmic decision-making processes upon request;
• matching scores are based on objective, measurable criteria;
• Property Seekers can adjust their preferences to influence matching outcomes; and
• we regularly update and improve our algorithms based on feedback and performance data.

7.4 Human oversight

We maintain human oversight of AI systems through:

• regular monitoring and validation of algorithmic outputs;
• qualified staff supervision of automated processes; and
• mechanisms for challenging or reviewing algorithmic outputs.

7.5 Limitations and disclaimers

Users acknowledge that:

• AI predictions are probabilistic and not guaranteed results;
• matching scores and recommendations are one factor among many and do not constitute advice;
• human judgment remains essential in all property and investment decisions;
• technology limitations may affect matching accuracy; and
• StatR Matching Scores are not property valuations, investment ratings, or endorsements.

7.6 Prohibited data processing

The StatR AI System does not process:

• biometric data for identification purposes;
• emotional or psychological state monitoring;
• protected characteristics for discriminatory purposes; or
• personal data beyond what is necessary for matching and platform services.

8.1 Privacy Policy

Our Privacy Policy provides detailed information about how we collect, use, share, and protect your personal data, including types of data collected and processed, legal bases for processing, data retention periods, individual rights and how to exercise them, and international data transfers.

By using the Platform, you acknowledge that you have read and understood our Privacy Policy.

8.2 GDPR compliance

We are committed to compliance with the General Data Protection Regulation (EU) 2016/679 and applicable Cyprus data protection laws. StatR acts as Data Controller in respect of data collected from Users through the Platform. Where Developers receive Property Seeker data, Developers act as independent Data Controllers in respect of such data.

With regards to lead generation and communication with Developers and Prospective Developers, StatR processes your contact details, enquiry information, and User Score for the purposes of property matching, delivering your enquiry to appropriate Developers and Prospective Developers, and enabling them to respond. This processing is based on your consent when you submit an enquiry and, where applicable, StatR's legitimate interest in operating an efficient real estate advertising and lead-generation platform, subject to your rights and the safeguards described in our Privacy Policy.

8.3 Individual rights

Individuals have rights under GDPR including the right to access, rectify, erase, restrict processing of, and port their Personal Data, and the right to object to processing and to lodge complaints with supervisory authorities. Please see our Privacy Policy for details on how to exercise these rights.

8.4 Cookies

Our Cookies Policy sets out how we use cookies and similar technologies on the Platform, including essential, functional, analytics, and marketing cookies. By continuing to use the Platform, you consent to our use of essential cookies. Non-essential cookies are only placed with your explicit consent through our cookie preference center.

8.5 Data security

We implement appropriate technical and organisational measures to protect Personal Data, including encryption of data in transit (TLS 1.3) and at rest (AES-256), access controls, regular security assessments, and staff training on data protection.

8.6 International data transfers

When transferring Personal Data outside the European Economic Area, we ensure appropriate safeguards through adequacy decisions, Standard Contractual Clauses, or other approved transfer mechanisms. Please see the Privacy Policy for further information.

9.1 StatR intellectual property

All intellectual property rights in the Platform, including but not limited to software, algorithms, source code, AI matching technology, user interface designs and functionality, trademarks, domain names, analytics tools, and documentation, remain the exclusive property of StatR and its licensors.

We and our licensors reserve all intellectual property rights (whether registered or unregistered, anywhere in the world). Nothing in these Terms grants you any legal rights in the Platform or its content other than as necessary to access and use it in accordance with these Terms.

9.2 User content licence

By submitting User Content to the Platform, you grant StatR a non-exclusive, worldwide, royalty-free licence to use, reproduce, modify, and display such content for the purpose of providing Platform services, subject to applicable privacy and data protection laws.

You retain ownership of your User Content. By registering on our Platform, you agree that we may take certain technical actions with regard to your content as necessary to operate the Platform; these actions relate purely to technical matters and do not constitute exploitation or endorsement of your content.

9.3 Developer listing content

Developers retain ownership of their property listing content and materials while granting StatR the necessary rights to display, reproduce, and distribute such content on the Platform for advertising purposes. Developers warrant that all listing content is accurate and does not infringe any third-party intellectual property rights.

9.4 Restrictions on use

Users may not:

• reverse engineer, decompile, or disassemble Platform software;
• create derivative works based on proprietary algorithms;
• extract or scrape data from the Platform for competitive or other purposes;
• use StatR trademarks or branding without prior written permission; or
• circumvent security or access controls.

9.5 Trademarks

The StatR name, logo, and all related marks are trademarks of STATR REAL ESTATE AI LTD. Other trademarks and trade names may also appear on the Platform. Use of any trademarks on the Platform without prior written permission is strictly prohibited.

10.1 Property Seekers — no fees

Access to the Platform for Property Seekers is provided free of charge. StatR does not charge Property Seekers any fee for the use of the Platform, for property matching services, or for the introduction of leads to Developers.

10.2 Developer fees

Developers may be subject to fees for access to the Platform and its advertising and lead generation services. Applicable fees, subscription packages, and payment terms will be set out in the Developer's subscription agreement or service order. In the absence of a specific agreement, fees will be as displayed on the pricing page on our website.

10.3 Payment terms

• all fees are payable in the currency specified at the time of purchase or as indicated on the applicable pricing page or invoice;
• subscription fees are billed in advance;
• all prices displayed are exclusive of VAT, sales tax, or other applicable taxes, which will be added as required by law;
• the User shall be responsible for any bank charges or transaction fees incurred in connection with payments;
• where payments involve currency conversion, the applicable exchange rate and related charges shall be determined by the User's payment provider.

10.4 Refund policy

• subscription fees are generally non-refundable;
• refunds may be considered for service interruptions exceeding 15 days (excluding Force Majeure events), on a pro-rata basis; and
• disputed charges must be reported within 7 calendar days.

10.5 Fee modifications

We reserve the right to modify fees with 30 calendar days' notice. Continued use of the Platform after fee changes constitutes acceptance of the new pricing terms.

11.1 No professional advice

Important: Nothing on this Platform constitutes legal advice, investment advice, financial advice, mortgage or financing advice, tax advice, immigration advice, property valuation, due diligence, or any other professional advice of any nature. All content and information on the Platform is provided for general informational and advertising purposes only. StatR is not a professional advisor of any kind and does not hold itself out as such. Users must obtain independent professional advice from qualified and licensed professionals before making any property, investment, legal, financial, or other decisions.

11.2 Not a real estate agency — no transaction liability

StatR is a technology platform providing advertising and lead generation services only. StatR:

• is not a party to any property transaction between a Property Seeker and a Developer;
• does not verify or guarantee the accuracy, completeness, legality, or suitability of any property listing;
• does not conduct due diligence on any Developer, property project, title, permit, or construction status;
• is not responsible for any representations made by Developers to Property Seekers;
• is not liable for any failure by a Developer to complete a property transaction; and
• is not responsible for any property-related dispute between Property Seekers and Developers.

11.3 Limitation of liability

If we breach these Terms or are negligent, we are liable to you only for foreseeable loss or damage that you suffer as a direct result. We are not liable to you for any loss or damage that was not foreseeable, any loss or damage not caused by our breach or negligence, or any business loss or damage.

We will not be liable to you, whether in contract, tort (including negligence), for breach of statutory duty, or otherwise, for:

• loss of profits, sales, or business;
• loss of agreements or contracts;
• loss of use or corruption of software, data, or information;
• any indirect or consequential loss;
• any loss arising from reliance on Platform content or AI-generated outputs;
• any loss arising from a property transaction, investment decision, or financial decision;
• any loss arising from the conduct, representations, or omissions of Developers or other Users; or
• any loss arising from the accuracy, completeness, or availability of property listings.

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that applicable law does not permit us to exclude or limit.

To the maximum extent permitted by law, StatR's total aggregate liability for any and all claims arising from these Terms or Platform use shall not exceed:

• for paying Developer subscribers: the amount paid in the 12 months preceding the claim;
• for free users: EUR 100.00.

11.4 Service disclaimers

The Platform is provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to:

• merchantability and fitness for a particular purpose;
• non-infringement of third-party rights;
• uninterrupted or error-free operation;
• accuracy or completeness of property listings or matching results;
• accuracy of any AI-generated content, analysis, or recommendation; or
• the financial performance, return on investment, or capital growth of any property.

11.5 Third-party content and hyperlinks

The Platform may contain hyperlinks or references to third-party websites and services. We have no control over third-party content and accept no legal responsibility for any content, material, or information contained in them. The display of any hyperlink or reference does not mean we endorse that third party's website, products, or services.

11.6 Force majeure

We shall not be liable for delays or failures in performance resulting from circumstances beyond our reasonable control, including but not limited to acts of God, government actions, natural disasters, cyberattacks, or pandemic events.

11.7 AI system limitations

Users acknowledge that the AI matching system:

• is a predictive tool with inherent limitations and may produce unexpected or imperfect results;
• requires human oversight and judgment;
• cannot guarantee property availability, pricing, suitability, or investment outcomes; and
• may be affected by data quality and completeness.

12.1 User indemnification

Users agree to indemnify, defend, and hold harmless STATR REAL ESTATE AI LTD, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from:

• violation of these Terms or applicable laws;
• User Content or information provided to the Platform;
• property transactions, negotiations, or decisions;
• misuse of Platform services or features;
• infringement of third-party rights; and
• any reliance on Platform content or AI-generated outputs.

12.2 Developer-specific indemnification

Developers additionally agree to indemnify and keep fully indemnified StatR at all times against all liabilities, costs, expenses, damages, and losses (including direct, indirect, or consequential losses, loss of profit, and loss of reputation) arising from:

• any inaccurate, misleading, or unlawful property listing content;
• any advertising law or consumer protection law violations;
• improper use of Property Seeker Personal Data;
• any failure to comply with applicable real estate licensing regulations; and
• any actions or omissions of the Developer or its representatives.

12.3 Indemnification process

• prompt written notice must be provided of any claims;
• StatR reserves the right to assume the defence of any claim;
• Users must cooperate fully in the defence of claims;
• settlement discussions require mutual consent; and
• indemnification obligations survive termination of these Terms.

13.1 Technology platform status

StatR operates exclusively as a technology platform and digital advertising service provider. StatR is not, and does not require licensing as, a real estate agent, estate agent, broker, intermediary, or any equivalent regulated professional in Cyprus, Greece, Israel, or any other jurisdiction.

StatR's activities are limited to the provision of technology services, including AI-powered matching, lead generation, digital advertising, and related platform services, which do not constitute regulated real estate intermediary activities under:

• the Real Estate Agents Law of Cyprus (Law 71(I)/2010, as amended) and related regulations;
• the equivalent real estate licensing legislation in Greece; or
• the equivalent real estate brokerage licensing legislation in Israel.

Nothing in these Terms shall be construed as creating any licensed real estate agency, brokerage, or intermediary relationship between StatR and any User.

13.2 EU AI Act compliance

We are committed to compliance with the European Union Artificial Intelligence Act and applicable EU regulations, including:

• risk assessment and mitigation for our AI systems;
• transparency and explainability requirements;
• human oversight and monitoring obligations; and
• post-market monitoring and continuous improvement.

Our AI System used on the Platform provides general informational outputs, property matching suggestions, User Scores and contextual financing/ROI estimates. These outputs are not intended to be used as a sole basis for significant decisions affecting individuals' rights or obligations and are subject to human oversight by the Property Seekers and Developers, who remain responsible for verifying all information independently.

13.3 Advertising and marketing law compliance

All property listings and advertising content on the Platform must comply with applicable advertising laws, consumer protection legislation, and distance selling regulations. Developers are solely responsible for ensuring that their listings comply with applicable advertising standards, mandatory disclosure requirements, and consumer protection laws in each relevant jurisdiction. All property listings, ROI context and lead emails (including limited lead summaries) are advertising communications and do not themselves constitute offers or recommendations to purchase property or financial products.

13.4 Anti-money laundering

StatR operates as a technology platform only and does not process any real estate transaction and as such is not subject to real estate anti-money laundering (AML) obligations as a regulated intermediary. However, StatR reserves the right to refuse access to the Platform to any person or entity where there are reasonable grounds to suspect involvement in money laundering, fraud, or other financial crime. Developers who are subject to AML obligations in connection with real estate transactions remain solely responsible for compliance with such obligations.

13.5 International compliance

For cross-border use, Users are responsible for ensuring their own compliance with:

• local property ownership and foreign investment restrictions in the relevant jurisdiction;
• currency control and remittance regulations;
• tax and reporting requirements; and
• any applicable residency permit or immigration rules connected with property ownership.

StatR makes no representation as to the eligibility of any particular User to acquire property in any jurisdiction. Property Seekers must seek independent legal advice on these matters.

14.1 Termination rights

Either party may terminate your account:

• at any time with 15 business days' written notice;
• immediately for material breach of these Terms;
• for violation of applicable laws or regulations;
• for non-payment of fees (Developers); or
• for misuse or abuse of Platform services.

14.2 Suspension rights

We reserve the right to suspend access immediately:

• for suspected Terms violations;
• for security or safety concerns;
• for legal or regulatory compliance;
• for payment defaults; or
• during investigation of reported issues.

14.3 Effect of termination

Upon termination:

• access to Platform services ceases immediately;
• data retention follows our Privacy Policy and legal requirements;
• outstanding fees remain payable;
• confidentiality obligations survive; and
• provisions regarding intellectual property, indemnification, limitation of liability, and dispute resolution shall survive.

14.4 Data handling upon termination

User data will be handled according to our data retention policies. Users may request data export before termination. Certain data may be retained for legal or legitimate business purposes in accordance with our Privacy Policy.

15.1 Governing law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Cyprus, without regard to conflict of law principles.

15.2 Jurisdiction

Any disputes arising from these Terms or the use of the Platform shall be subject to the exclusive jurisdiction of the courts of the Republic of Cyprus.

15.3 Alternative dispute resolution

Before initiating formal proceedings, parties agree to:

• engage in good faith negotiations for at least 30 days;
• consider mediation through an agreed mediator; and
• participate in alternative dispute resolution if mutually agreed.

15.4 Class action waiver

Users agree to resolve disputes individually and waive any right to participate in class action lawsuits or collective proceedings.

16.1 Entire agreement

These Terms, together with our Privacy Policy, Cookies Policy, and any referenced documents, constitute the entire agreement between the parties and supersede all prior understandings and agreements.

16.2 Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.

16.3 Waiver

No waiver of any Terms provision shall be effective unless in writing. Failure to enforce any provision does not constitute a waiver of future enforcement.

16.4 Assignment

Users may not assign these Terms without prior written consent. StatR may assign these Terms in connection with any merger, acquisition, or sale of assets.

16.5 Independent contractors

The relationship between StatR and Users is that of independent contractors. These Terms do not create any partnership, joint venture, employment, agency, or advisory relationship.

16.6 No partnership, agency, or affiliation

By using the Platform, you acknowledge and agree that StatR is not the partner, agent, advisor, joint venturer, or affiliate of you or any other User of the Platform. StatR provides technology and advertising services only.

16.7 Notices

All notices must be in writing and delivered to the addresses specified in user accounts or our official contact information.

16.8 Language

These Terms are prepared in English. In case of any conflict between the English version and a translated version, the English version shall prevail.

16.9 Updates and communications

Users consent to receive communications from StatR regarding Terms updates, service notifications, and other relevant information through the Platform or registered email addresses.

16.10 Modification of terms

We may modify these Terms at any time. Any such modifications will apply prospectively from the date designated by the “Last Updated” date above. Your continued use of the Platform following any modifications will constitute acceptance of the Terms as so changed. You will be given notice of each modification by: (a) the updating of the “Last Updated” date; and (b) an email sent to the address you have registered. Please check the “Last Updated” date prior to each use of the Platform.

17.1 General enquiries

17.2 Privacy officer

For data protection enquiries: info@statr.co

17.3 Technical support

Platform support:
Email: info@statr.co (response within 48 hours)

Emergency security issues:
Email: main@statr.co (response within 48 hours)

17.4 Complaints

We will try to resolve any disputes with you quickly and efficiently. If you are unhappy with the Platform or our services, please contact us as soon as possible at info@statr.co. If you remain dissatisfied, you may contact the relevant consumer protection authority.